RISK MANAGEMENT
Risk management in investments refers to the process of identifying, assessing, and prioritizing potential risks that could affect the value of an investment portfolio. This can include market risks, credit risks, liquidity risks, and operational risks among others. R6 will implement and use a variety of tools and techniques to measure and manage these risks, such as diversification, hedging, and risk budgeting. The goal is to maximize returns while minimizing the potential for loss. With our advisory relationships, the risk management process involves reviewing portfolios to determine if adjustments are in order to maintain the objectives of the plan. We will schedule reviews to discuss relevant changes due to changes in the market, changes to plans, or any life changes.
In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account.
Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part II as well as the client agreement. Any opinions are those of the Investment Manager(s) and their team and not necessarily those of Raymond James. Opinions are subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security outside of a managed account.
This should not be considered forward-looking and does not guarantee the future performance of any investment. There is no assurance that any investment strategy will be successful. It is important to review the investment objectives, risk tolerance, tax objectives, and
liquidity needs before choosing an investment style or manager. Investing involves risk and you may incur a profit or loss regardless of the strategy selected, including asset allocation and diversification. Past performance is not a guarantee of future results.
With our advisory relationships the risk management process involves reviewing portfolios to determine if adjustments are in order to maintain the objectives of plan. We will schedule reviews to discuss relevant changes due to changes in market, changes to plan or any life changes.